COVID UPDATE: Keeping you moving through lockdown
During these difficult times we want you to know that we are open for business and the team at Independent Mortgage Store will still be available to assist you with any mortgage needs. Although we cannot see any customers in the office we can offer telephone or digital appointments. The office remains open and staffed but with the majority of our team now working remotely. Don’t hesitate to contact us for assistance.
Glasgow’s Leading Independent Mortgage Broker
Impartial, whole of market advice on mortgages
Shortlisted for Best Broker Glasgow 2020
Whether you are a first time buyer, remortgaging, moving house, or considering buy to let to building a property portfolio, we can offer the most suitable & cost efficient mortgage.
Call us today for FREE ADVICE
0141 337 3393
93 Byres Rd, Glasgow, G11 5HW
23 Years of Service
The Independent Mortgage Store is a Glasgow based mortgage company specialising in impartial mortgage advice giving advice offered throughout the UK. Over the last 23 years we have built an enviable reputation for reliable and trustworthy mortgage and insurance services. We specialise in providing a bespoked and personalised service to each and every client.
Privately owned and truly independent, we only offer whole of market mortgage advice, so our clients can be sure they are getting the most appropriate deal to suit their needs. We are able to choose from thousands of mortgage products, many not openly available on the high street. Our team between us have over 90 years experience in the property and mortgage markets.
Paul McGowan our company director, is now the longest serving mortgage broker on Byres Road, Glasgow, with over 30 years of experience and has dealt with over 20,000 clients. Contact us for a free initial, no obligation mortgage appointment and we will research the most appropriate mortgage to suit your current needs.
Regardless if you are self employed, working on a contract or have a straight forward employed contact we can assist.
Getting a mortgage doesn’t need to a complex and difficult process. Here at the independent Mortgage Store we offer an, enjoyable, quality and quick service completing the whole process on your behalf. We pride our self on our longstanding relationship with our clients. Please check out our testimonial page to see what our clients think of us!
Mortgages
Find out more information about all the types of mortgages that we provide
Insurance
We can protect you with a wide range or general and life insurance polices
Meet the Team
Meet our friendly and knowledgeable team from the Byres Road Store
Testimonials
Google Reviews
Agha Khan
11:21 28 May 20
I have been using The Independent Mortgage Store since 2015. Very competitively priced, and I have always received excellent service. I used to find applying for residential and rental mortgages very stressful with endless hurdles to jump, but I can now leave it all to Paul and his team.
They tackle all aspects and if/when there are issues, I can rely on Paul to resolve them. They have also in the past got me good deals on insurances.
Jenny Raeburn
16:55 05 May 20
We have used the Independent Mortgage Store on a number of occasions over the last few years, both when organising an initial mortgage and for subsequent reviews. Gerry has been so helpful in explaining all our options to help us get the mortgage that suits us best. He is friendly, professional and prompt in all his correspondence, and we have been more than happy in the service we have received. Have recommended to several friends and family members, and would happily recommend to anyone.
Nicole McWilliams
21:52 04 Mar 20
As first time buyers, myself and my partner were nervous and thought we would be stressed throughout the process of buying our first home but Paul was absolutely amazing.
At our first appointment we were greeted and welcomed into the Independent Mortgage Store where we were made to feel comfortable and relaxed.
Within our appointment Paul spoke us through and explained in detail every step of applying for a mortgage and was a fantastic help.
The team work fast and were great with keeping us updated on what was happening behind the scenes. With a huge thanks to Paul and Lewis, buying our first home wasn’t so stressful and nerve wracking after all!
I highly recommend using the Independent Mortgage Store.
Alistair Fyfe
21:43 04 Mar 20
Myself and My Girlfriend used Independant Mortgage Store to help us in purchasing our first home. Our advisor was Paul and he was amazingly helpful and profesional, he had great knowledge and really helped us understand all the complex parts of mortgages and property buying. From walking in the door we were made to feel welcome and comfortable and the staff were very friendly. The whole daunting process was made a breeze by Paul and we will certainly be back in the future.
Pauline MacRury
10:28 25 Feb 20
Gerry and the team at the Independent Mortgage Store were brilliant, I thoroughly recommend them. They explained the full process of applying for a mortgage, and took me through all of the options. The application itself was quick and easy; and they are prompt at replying to phone calls and emails. Gerry's easy going and laid back nature made the whole process seem like I was having a chat with my pal, rather than applying for a big scary mortgage! Can't speak highly enough of the whole team, great value for money and they take a lot of stress out of moving home.
Joan Mclellan
13:58 29 Jan 20
I wish to extend a HUGE thank you to the team at the Independent mortgage store, Paul, Laura, Lewis and Gerry.
My personal circumstances changed drastically in January 2019 when my husband passed away within a three week periods after a most unexpected illness. Being left on my own, I wanted to move from the city to the country, closer to my daughter and her family.
I was told by other brokers that I would not be able to get a mortgage as my main source of income was from my late husbands pension. I felt very deflated. For some reason I contacted the above team and within a few days my mortgage application had been accepted by a very well known lender. As my circumstances were a bit different, Paul pulled out every stop, putting my case forward to the lender. I did have to almost bare my soul to them, though the team were wonderful and I always felt at ease. I’m so delighted to say that I move into my brand new home in the country at the end of February 2020.
I would recommend Independent mortgage store to anyone, especially with more complex situations. They have made this happen and I am thrilled. Thank you a million
Suzanne Henderson
09:06 14 Jan 20
Sound advice and excellent service. Paul and his team work really hard to make sure everything goes smoothly and their long experience really counts. I also found their support invaluable at a stressful time and would wholeheartedly recommend the Independent Mortgage Store to anyone.
Cath D
22:01 10 Jan 20
Thanks to Paul, Gerry and the team for great advice and support. They made our home purchase straight forward and took away some of the stress. They are always friendly and professional with outstanding service. I have recommended Paul and the team to many friends and will continue to do so. Many thanks for another grand job!
Fergus Whyte
17:49 09 Jan 20
I first went to the Independent Mortgage Store two years ago. I recently returned and I can highly recommend the company because of the excellent service that I have received from start to finish. I am very satisfied with my new mortgage thanks to Paul and Gerry.
Alistair Wylie
22:44 26 Dec 19
As always, Paul and his team give amazing, excellent and professional advice and guidance throughout the mortgage process. Not only does this take a lot of the stress out of the situation, it also matters that they care and work hard to seek out a deal that suits you as an individual. Thanks....again!!
Fiona McAra
13:57 14 Oct 19
Paul and the team made getting my first mortgage quick and easy, despite needing a fast turnaround - nothing was too much trouble. Great advice on lenders and rates, and Laura was really helpful liaising with my solicitor to provide documentation to them quickly when needed. I'll be back at the end of my fixed rate!
James Heatherwick-Porteous
14:34 09 Oct 19
Another great meeting with Paul, helped me greatly as a first time buyer and now with my new mortgage, I've highly recommend him to friends and family
Gillian Lawrence
12:44 26 Sep 19
Fantastic service from Gerry and his team. Would 100% recommend. Thank you!!
Barbara Gardiner
15:51 20 Sep 19
The best company to help with remortgaging your home. All the staff are hard working and friendly.
Raymond Lee
13:09 18 Sep 19
I'm a first time buyer. Gerry was very helpful! He explained the mortgage process/products very well which allowed me to understand it more. Everything has gone through smoothly and I'm surprised how quickly it took for me to get my formal offer. Lewis was also great as he kept me up to date with my application. Definitely recommend!
Jess Croft
09:55 16 Aug 19
Paul was brilliant when buying our first house! Kept us up to date the whole time and 2 years after emailed us to remind us to change rates! Saved us money! Thank you!
Alison Mitchell
12:08 09 Aug 19
I have used this trusted and extremely professional mortgage store for 15 years and wouldn’t use anyone else. Paul, Gerry and Laura work as a close team (always remembering the late and lovely Iain). They leave no stone unturned when it comes to finding the right rate or product and manage to do so in a friendly and caring manner. Over many years, I have had the best professional advice for the right product for my circumstances. I have received excellent rates for my main residence and buy to let mortgages. My children and friends now use IMS and will continue to do so for the foreseeable future. Look no further than IMS for professional, expert advice from the best in the business!
louise tonner
11:59 09 Aug 19
Paul and his team have been a fantastic support to my family and I for many years. I have now bought and sold two properties in Edinburgh and Glasgow. With Paul’s support, I have secured excellent mortgage rates and received invaluable financial advice. I would only consult Paul on any additional properties purchased in the future. My friends and family- who each have varying degrees of financial stability and credit history- have all benefited from Paul’s support and advice. Thank you again to Paul and his highly effective team.
Laura
13:53 08 Aug 19
Went to Paul to help get some information and advice as I am a first time buyer. He was very helpful and explained my options in a very clear and understandable way which allowed me to make an informed decision on whether it was time to buy a house. Very good experience.
Shay Anwar
09:37 26 Jun 19
I contacted the Independent Mortgage Store as I was looking to purchase my first home and needed all the support that I could get! Paul and Laura are both incredible! Paul was able to find me the best deal to suit my needs and kept me posted every step of the way which I needed as I was unsure of timelines/paperwork etc, what a tailored service! Laura went the extra mile over and over again. When situations did arise they were both very quick to advise me on my next best steps and I am very grateful that they made this process easier for me. I did not feel alone in this journey, I felt supported the entire time. Thank you both for everything...couldn't have done it without you both x
Rona Dougall
14:24 12 Jun 19
First mortgaged through Paul at the Independent Mortgage Store more then 20 years ago. Their advice - and the mortgage deal - has stood me in good stead since and I would happily recommend Paul and his team.
Hannah McBride
09:23 12 Jun 19
An excellent mortgage advisor service that we have now used to get 4 successive mortgages. Transparent and friendly service, couldn't recommend highly enough!
Clair Cooley
15:16 08 Jun 19
My friend suggested that I visit the IMS when trying to arrange a mortgage for my first home. Gerry, my broker, was fabulous. He held my hand throughout the process and gave me great advice, the solicitor he recommended was fantastic too! From start to finish it took 7 weeks for my purchse to go through and I can't thank Gerry enough! Thanks again for all your help!
Phil Arnold
07:41 26 May 19
I have tried a few different mortgage advisors over the past 15 years but I have never found one like Paul, who really spends time to get to know my situation and remembers me year after year. The advice I received has always been really solid, supportive, and patient - as I ask my 300 follow up questions! Couldn't recommend more strongly.
Pete Low
12:50 23 May 19
Paul McGowan was able to handle our unique situation quickly, professionally and with genuine care. I highly recommend them not just for their ability to find the best deals but the thought and personal interest they invest in your needs.
c r
07:27 11 May 19
We've had an excellent experience with Gerry and staff at the Independent Mortgage Store and we're now happily living in our new home. Ours was a fairly complex application, but the patience and solid advice from Gerry got us a great deal (including what proved to be very useful advice in selling our old home). Gerry also helped sort out some hiccups with Natwest that went over and above the call of duty. Really appreciated and we have already recommended you to some friends. Thanks again from Mr and Mrs Ross and the kids!
hollyp218
13:48 09 May 19
Best customer service I have received in a long time! I would just like to say a massive thank you to Gerry & Laura for making buying my first home so easy. As a young first time buyer, I really did not know where to start. Gerry made the process completely painless & always stayed in contact. I have saved around £160 in my monthly payments & I am delighted! I cannot thank Gerry enough! I would definitely recommend if you are looking for advice & especially for a first time mortgage as this can be daunting. Thanks also to Laura who kept me updated in the mortgage process. Will defo be using the service again in the future! Thanks again!
Jamie McBride
10:31 12 Apr 19
We first used the Independent Mortgage Store in 2013 to buy our first flat. The team are incredibly friendly and helpful and genuinely care about the outcome and long term progress of each purchase. We have subsequently remortgaged with them multiple times and each time we have had all our options clearly explained and the advice has been excellent and well tailored to our needs. I would not hesitate to recommend their services and have done on a number of occasions to our friends and family.
oh come on
17:18 23 Jan 19
Highly recommend the team for all things mortgages!
They made the whole process straightforward and I really felt like any question I asked (no matter how basic) would be answered in a helpful , respectful and best of all personable way.
High quality service and a team of people I am confident will always do their best to get the best deal for their customer! Thank you all again! Sara & Conor.
Nic y
13:40 22 Jan 19
If you are thinking of moving or re-mortgaging check Gerry out at Independent mortgage store. He helped us get a mortgage when our circumstances weren't the best, he is straightforward and easy to deal with, exactly what you need when moving.
He also saved us a lot of money with a random letter one day (not unsolicited-we have been clients for 10years) stating we should check our current deal/lender, we did and saved £300 per month. Thanks again Gerry. N&N
Kellie O'Donnell
17:40 01 Dec 17
I would like to thank Gerry and his team for making buying our first home so easy. I thought this would be very stressful however Gerry did all the hard work and made it all so simple, fast and easy to follow. The full process was seamless and he made everything so relaxing for us. We will be back to remortgage in a few years.
James Heatherwick-Porteous
22:56 18 Sep 17
Would like to thank Paul and his team for making buying my first home so easy. I was expecting this to be a stressful time but Paul did all the hard work and made the process simple, fast and easy to follow along with a friendly, relaxing atmosphere with each visit. I'll be back for a remortgage in a few years.
Ian McIntyre
21:21 29 Oct 16
Had my mortgage for my first property arranged back in 2013. Great service from the staff, helped me through every step of the process and made it completely painless. Have just had my home remortgaged recently and used Independent Mortgages again. Again, was completely seamless, after only an hour of filling out paperwork everything was sorted. Have managed to now save over £100 per month on my new mortgage thanks to their guidance.
Pauline MacFarlane
11:45 13 Feb 16
Paul and his team have performed a minor miracle for me and in super fast time. I can't recommend them enough.
Annie McGovern
20:25 09 Feb 16
Really professional and friendly staff who couldn't have done more to get me on the property ladder! I would definitely recommend and use again in the future.