Buy to Let Mortgages

If you have been thinking of investing in property and becoming a landlord, then you are not alone. Buy to let is a popular form of investment for clients with some spare cash. With rental yields increasing and continuing to rise, rental yields increasing and continuing to rise, this is being considered by clients as a potentially safer and more lucrative investment compared to other traditional forms of investment. However changes to tax criteria, tougher regulation and tighter mortgage criteria, means it is now essential that you speak to a Buy to Let specialist to ensure that you obtain the best structure and product for your investment.

In addition underwriting rules are even more complex for portfolio landlords where you have 4 or more properties on Buy to Let mortgages. We can assist in the following situation:-

• 80% LTV mortgages
• Buy to let for First time home buyers
• Landlord mortgage applications accepted up to age 80
• Low incomes
• Buy to Let Mortgages for Expats
• Buy to Let Mortgages for HMO’s
• Buy to Let for Foreign Nationals
• Impaired credit history considered
• Portfolio Landlords unlimited properties up to £5,000,000
• Properties above commercial considered

As we operate in this environment day in, day out we know how to make the process simple, identify the best types of approach for you and highlight key elements of your portfolio that need to be monitored. It’s essential that you now speak with an experience mortgage broker when looking at your buy to let needs for either a future mortgage or potential remortgage.

The Financial Conduct Authority does not regulate some aspects of buy to let mortgages.